Title insurance is different from other types of insurance in that it protects you, the insured, from a loss that may occur from matters or faults from the past. Other types of insurance such as auto, life or health cover you against losses that may occur in the future. Title insurance does not protect against any future faults. Another difference with title insurance is that the insured pays a one-time premium instead of ongoing premiums as with other types of insurance.
Countywide Title Company
Why do I need Title Insurance?
How does Title Insurance differ from other types of insurance?
Owning real estate is one of the most precious values of freedom. When you buy a home, you want to be sure the property is properly conveyed and free from unexpected adverse interests. Once title insurance is purchased, it remains in effect for as long as you own your home. Title insurance adds security and peace of mind to home ownership.
Let the title company, attorney or agent handling the closing of your property know that you want to purchase an Owner's Title Insurance Policy. When choosing a title insurer, you should look for a company with experience, as well as the financial strength to protect you.
How do I obtain Title Insurance?
How long does my coverage last?
Once purchased, title insurance remains in effect for as long as you own your property.